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( 2017), who investigated the use of visual tools and narratives in financial education Kaiser and Menkhoff ( 2018), who found that active learning approaches worked better than traditional lectures in a sample of entrepreneurs and Carpena et al. principles-based approaches Lusardi et al. Such studies include Drexler, Fischer, and Schoar ( 2014), who study rules of thumb vs.
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While the focus of discussions initially has been largely on whether financial education has an impact, the discussion is gradually moving to the question of what actually works in financial education. ( 2018) and Kaiser and Menkhoff ( 2020) speculated that the small effects related to behavior might be linked to the fact that schoolchildren rarely make any important economic decisions independently. They found very similar results to those in their previous meta-analysis in which all types of financial education produced relatively large effects on financial knowledge but small (although still significant) effects on behavior.
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In a recent article, Kaiser and Menkhoff ( 2020) included even more recent studies but limited their focus on financial education in schools (primary, middle, and high schools). The majority of studies also report changes in attitudes, whereas findings relating to behavioral changes are scarce.
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In assessing knowledge gains, studies in the secondary school context typically find improvements after educational interventions. ( 2018), typical ways in which increases in financial literacy are assessed in a school context are 1) increases in knowledge, 2) changes in (self-reported) financial behavior, and 3) changes in attitudes. These results were also supported by further analysis in Kaiser et al. They also found support for the proposition that financial education influenced behavior, although the effects were small and often focused on certain types of behaviors. Kaiser and Menkhoff ( 2017) summarized the recent research in their meta-analysis, where they found robust evidence of financial education impacting financial knowledge. Doubts have been raised on 1) whether financial education influences financial behavior and 2) whether financial education even influences financial knowledge (e.g., Fernandes, Lynch, and Netemeyer 2014 Frisancho 2020 Lusardi and Mitchell 2014 Mandell and Klein 2009 Skimmyhorn 2016 Walstad, Rebeck, and MacDonald 2010 Willis 2008). You can kiss the babysitter goodbye.There has been a considerable debate on the effectiveness of financial education in general.
ECONOMIC WEBSITES FOR ELEMENTARY STUDENTS FREE
How do you find entertainment that doesn’t bore them senseless within the first nine minutes? How do you help your little rascals use the internet for good without fearing they’ll end up hijacking your Facebook account and embarrassing you beyond repair? And most importantly- how do you cook a decent dinner without paying oodles for a babysitter every night?Įnter this list of 25 free educational websites for elementary school students. But entertainment for kids these days is hard to come by. Or at the least, wash that every-growing stack of dishes without constantly being distracted. You just want to binge on Netflix without interruption. If you’re a parent, you’re probably dying for some alone time. While others are more obscure finds, but just as much of a blast for kids. Some of the resources are well known such as National Geographic Kids or Highlights Kids. One even has a free corresponding podcast. The websites that have free corresponding apps were also highlighted with links to the app store. We used a few different reputable sources to create this list, including articles from Today’s Parent, Aleteia and Care, and they’re all free sites (or sites where you can sign up for a free subscription).